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IBNR, or Incurred But Not Reported, is a crucial insurance term referring to losses that have occurred but have not yet been reported by insureds. It's a significant factor in actuarial loss reserving, distinguishing between case reserves and IBNR. Understanding IBNR is essential for accurate financial modeling and risk assessment in P&C insurance.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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